Conveyancing
Conveyancing Services Lithgow & Blue Mountains
Legal expertise when you are buying or selling property
Conveyancing is the legal process involved in transferring ownership of property. Higgins Lawyers assists clients with buying and selling residential property, commercial property, and the sale or purchase of businesses. We provide practical, local advice and manage the transaction from contract through to settlement.
Allow us to assist with:
Purchasing Property
Purchasing property is often one of the most significant financial decisions you will make. We guide you through each stage of the purchase process, including pre‑purchase advice, contract review, exchange and settlement, ensuring your interests are protected. This may include:
Force first element closed
Pre Purchase Review
Before committing to a purchase, we can review the contract, advise on special conditions and identify potential risks such as zoning, easements or restrictions on title.
Before Exchanging Contracts
Prior to exchange, it is important to have finance approval, complete inspections and understand your cooling off rights. We ensure necessary checks are completed before you are legally bound.
After Exchange
Once contracts are exchanged, we manage post‑exchange requirements, liaise with lenders and agents, and prepare for settlement.
Settlement
At settlement, ownership of the property is transferred and funds are exchanged. We coordinate settlement to ensure a smooth and timely completion.
Government Grants
Various state and federal government incentives may be available to eligible buyers, including first‑home buyers. We can advise on conveyancing requirements associated with these schemes. Eligibility and financial advice should be confirmed with the relevant authority or your financial adviser.
Selling Property
When selling property, proper preparation is essential to avoid delays and disputes. We assist with contract preparation, manage the sale process after a purchaser is found, and handle all legal requirements through to settlement.
Business Conveyancing
We prepare and advise on Contracts for the Sale of Business, acting for both buyers and sellers. Business transactions often involve leases, licences, goodwill and employee matters. We recommend clients obtain independent accounting and financial advice regarding business viability.
Retirement Villages
Retirement village transactions are governed by specific legislation, including the Retirement Villages Act. These matters involve unique considerations around deposits, termination rights and ongoing fees, and tailored advice is essential.
Important Considerations
Mortgages
A mortgage is a loan secured against property. Most lenders now hold title details electronically until the loan is discharged. We assist with mortgage‑related requirements as part of the conveyancing process.
Property Finance
Finance should be unconditionally approved before exchanging contracts wherever possible. We can advise on contract conditions relating to finance and the risks of proceeding without approval.
Survey Reports
Survey reports are not mandatory in NSW but can identify boundary issues, encroachments or discrepancies that may affect a property.
Title Insurance
Title insurance can provide protection against certain title defects that may not be revealed by standard searches. We can advise whether this is appropriate for your transaction.
Building Insurance
Lenders generally require evidence of building insurance before settlement. Insurance should be in place in accordance with the contract terms.